Myth: It Is Easier To Make Money With More Money
Feb11

Myth: It Is Easier To Make Money With More Money

This is a short follow up post to the previously talked about investment myth that “you need a lot of money to invest”. Lets recap some of what we learned from the previous myth: Its a myth propagated by those who usually don’t actively invest on their own. Money is just the physical resource that you would use when investing. Knowledge is the real key which allows you to grow a small sum of money into a larger one....

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P2: Advantages Of Function-Centric Investing
Sep04

P2: Advantages Of Function-Centric Investing

In Part 2, I continue discussing a few more advantages & benefits of function-centric investing.  [Approximate Reading Time = 15 minutes]. In addition to the advantages discussed in Part 1, function-centric investing allows for the inclusion of new asset types & categories. You can be diversified into many areas, or concentrated in a narrow range of investments.  It also ensures each investment decision made is not arbitrary,...

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P1: Advantages Of Function-Centric Investing
Aug28

P1: Advantages Of Function-Centric Investing

This article expands on advantages & benefits of function-centric investing / capital allocation, that was touched upon in the introduction article. I’ve added some examples to help illustrate the points. [Approximate Reading Time = 15 minutes]. In Part 1, I will discuss how function-centric investing gives the investor flexibility to adapt to changing conditions, plan for market downturns, and handle & avoid risk.  I...

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Function-Centric Investing Paradigm: Introduction
Aug14

Function-Centric Investing Paradigm: Introduction

The Function-Centric Investing paradigm or function-centric capital allocation, are concepts I developed and is one of the most dominant aspects of my personal investment philosophy and style (that I use along side value investing). This paradigm directs the way in which I allocate capital. The main idea of function-centric investing is that capital allocation is not directed according to any specific category or asset class/type. Instead, every asset fulfills a specific role or function. Functional investing is flexible, adaptive to changes, and is effective in directing investments towards achieving your goals. It is best used with a detailed long term plan.

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Investment Myths: You Need A Lot Of Money To Invest
Jul11

Investment Myths: You Need A Lot Of Money To Invest

A very common myth is that  “you need a lot of money in order to start investing” (or to start investing on your own).  This is usually heard from those who don’t actively invest on their own, or from mutual funds who ask a minimum $5000 of your money. However, this myth is probably the furthest from the truth!   Knowledge Is Needed, And A Little Bit Of Money Money is just the physical resource that you would...

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The Classic Shopper Problem For Investors
Feb16

The Classic Shopper Problem For Investors

I briefly mentioned this in my previous article [My Best Investments Of The Decade p1] where I explained the thought process while deciding exactly what price to purchase an investment at, but it was worth spinning off into a separate note.   All investors face what I refer to as the classic Shopper Problem: Investors are shoppers in a marketplace, just like other shoppers in any other marketplace. When an item is on sale and being...

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Similarities Between Shopping & Investing

Ever have a particular item you were looking to buy, a new electronic device, or a new shirt perhaps? You didn’t buy it right away, as the initial offering was a bit over priced. Instead, you waited to see if you could find it on sale. You checked online, went to different stores, hoping that one of them had a blowout sales event and offer a discount on your item. Weeks go by, months, but you still waited, knowing that...

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