Household finances, budgeting, mortgages, retirement, RRSPs, taxes, savings, family finances, tools, tips.
Registered Retirement Savings Plan (RRSP) : A Registered Retirement Savings Plan (RRSP) is a type of Canadian account registered with the Canada Revenue Agency / CRA (usually by a financial institution) for holding savings & investment assets in order to promote saving for retirement. Contributions are subject to certain restrictions and limitations set out...
As we enter February, the RRSP (Registered Retirement Savings Plan) season begins to heat up. Various financial institutions and mutual fund companies kick their marketing campaigns into high gear prior to the the March 1st RRSP deadline, in what is generally the most successful month of the year (in terms of new money flowing...
Here are 10 shopping tips that I personally use, which will help you save a considerable amount of money buying gifts, without having to give less. Most people are very generous during the holiday season as they naturally want to show thanks & appreciation to their friends & family by getting them something nice...
The boys at Direct Energy (DE) have been busy with another “Gotcha” bear trap. This one is not only aimed at catching new customers, but also trapping current customers. I present to you, the Direct Energy Rewards Program, which they are pushing many current DE customers to enroll into. Enrollment for non-Direct Energy customers...
In one of my older articles, How To Start Investing Part I, I listed getting your personal finances in order as the very first step to take in investing. In Part II, I briefly summarized the importance of that step. In this article, I will elaborate in more depth, to explain why personal finances...
