Disclosure & Disclaimer

1. DISCLOSURE
2. DISCLAIMER

1. DISCLOSURE

This blog was started in 2008, and on December 1, 2009, the Federal Trade Commission (FTC) requires that bloggers disclose any interests and biases we may have. According to the rules if I blog for money or receive free stuff that is associated with anything that mentioned on my blog, I must disclose it. Although I do not live in the United States, it is a good idea anyways since this blog discusses topics related to investing and finance.

Just to make things easier and less tedious, you should assume that for every recommendation, link, or product that I mention on my blog I will receive or have received some sort of compensation (either financially or non-financially). For example, Amazon product links that pay me. For every investment or company that I mention, assume that I hold shares or some other financial instrument (for profit), or that I have financial interest in it. For example preferred shares, common stock, warrants, or corporate debt of XYZ Corp.

In general, please assume the following when reading my blog:
– I make money from each blog post.
– I make money from each tweet sent on Twitter.
– Every product that is mentioned, I either receive it for free or receive money for mentioning it.
– Every link on this blog is a paid link (I receive money for it).
– All comments posted on this blog, or information emailed to me, becomes my property and I am free to do with it as I please (not limited to profiting from using it) without compensation to anyone else.
– All information I post is biased.
– Any investments or corporations that I mention, I hold or have financial interest in.

Note: If you are considering advertising on my blog, or having me review your product or company, I may not positively review or endorse your company or company’s product (even if I am compensated financially or non-financially for doing so).

Please read the Disclaimer, Copyright, and Privacy sections.

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2. DISCLAIMER

Unfortunately, people need to write one of these, even for blogs:
All information and data on this blog site is for informational purposes only (duh? what else would it be for?).  I make no representations as to the accuracy, completeness, suitability, or validity, of any information.  I will not be liable for any errors, omissions, or any losses, injuries, or damages arising from its display or use. All information is provided AS IS with no warranties, and confers no rights.

I will not be responsible for any material that is found at the end of links that I may post on this blog site. Mistakes may happen from time to time. URLS and domains may change hands. Because the information on this blog are based on my personal opinion and experience, it should not be considered professional financial investment advice. The ideas and strategies should never be used without first assessing your own personal and financial situation, or without consulting a financial professional (ironic isn’t it?).  My thoughts and opinions will also change from time to time as I learn and accumulate more knowledge.

Please remember that this is a blog, and you do not need to agree with anything I write. You will also find spelling mistakes & grammatical errors within each of my blog postings.  I will be taking a lazy approach to spelling & grammar, since the posts are not meant to be official reports or papers.  I’m only going to give them a quick once-over before posting them.   If I can convey the information to the majority of readers, then it’s good enough. I’m not going waste much time proof reading.  If you are going to complain about it, you probably have too much time on your hands!  Spend less time complaining, and more time accumulating knowledge and in investment activities!  :-P

I reserve the right to delete any comments for any reason (abusive, profane, rude, etc.).  Keep the comments focused on the actual issue.  :-)

If you do not agree with this disclaimer please stop reading this blog.

Please read the Disclosure, Copyright, and Privacy sections.

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