Independence Day 2010

Happy Independence Day America! Its July 4th, Independence Day in the United States of America!  There is no better day than today to think about your financial independence. Financial independence has a different meaning for each person.  For some it may mean not having to worry about paying bills, the mortgage, or putting food on the table.  To others, it may mean not worrying about the next pay cheque, or being at the mercy of a...

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Investors Continue To Pour Money Into ETFs & Index Funds

Just a quick update on index funds and ETFs: Seems like more and more DIY investors are continuing to pour money into ETFs / index funds. Canadian ETF assets have increased by 29.6% in the last 5 years, to about $31 Billion. On a global basis ETFs have increased 45% to about $1 Trillion US! BlackRock (who owns iShares), BMO, and countless other financial institutions have also continued to expand their ETF lineup, to cash in on the...

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Analysts Singing The Same Old Tune

With the recent sustained/continued stock market rally, and economists talking about economic recovery and small growth, the analysts have started to sing their same old tune.  Now that the investors are a bit more optimistic, and more willing to take risky bets, they have started to recommend companies left and right again.   They are starting to upgrade more companies, especially those that have recently showed increased profit (or...

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Articles To Review II

There is no new article this week.  But here are some older articles that I specifically recommend to review & re-read.  These three articles mainly talk about DIY investing covering issues to be aware of related to mutual funds, index funds, and personal finances. Index Funds & The DIY Investor Herd The Unfortunate Baby Boomers (The Mutual Fund Retirement Myth) Financial Independence Personal Finance, The Essential First Step...

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Index Funds, ETFs, and The DIY Investor Herd

The DIY (Do-It-Yourself) investor crowd has been growing over the years, as average investors saw their portfolios devastated.  They  experienced enormous investment losses from the two most recent crashes in history (credit crisis / housing bust, and the technology / dot-com bust).  The average investors invested mainly in mutual funds, and the average DIY investors mainly purchased individual stocks.  Even traditionally conservative...

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