Investor Considerations On The Recent Market Decline
Aug08

Investor Considerations On The Recent Market Decline

In recent weeks major stock market indices around the world have declined leaving investors worried and many wondering what to do (buy, sell, or hold).  Panic in the stock markets have been triggered by the ongoing euro zone debt crisis, U.S. debt ceiling issue, a weak U.S. economy, and the recent U.S. ratings downgrade.  I hope to add some perspective for investors to consider, that may help provide some rational and purposeful...

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Fierce Rate Competition Hits Margins At Canadian Banks
Jun14

Fierce Rate Competition Hits Margins At Canadian Banks

Canadian bank’s Q2 2011 earnings show intense rate competition, which hit net interest margins (NIM), indicating they may not be superior to US banks.

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Canadian Banks Lower Rates 5/28/2011
May28

Canadian Banks Lower Rates 5/28/2011

On 5/27/2011, four of Canada’s largest banks announced decreases to a number of their fixed rate mortgages by 0.10%. The Royal Bank of Canada (RBC), Toronto Dominion Bank (TD Canada Trust), Bank of Montreal (BMO), and Bank of Nova Scotia (Scotiabank)..

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TD Canada Trust Raises Rates 4/5/2011
Apr04

TD Canada Trust Raises Rates 4/5/2011

On 4/4/2011, the Toronto Dominion Bank (TD Canada Trust) [TD/tse:TD], announced fixed mortgage rate increases. It is expected that the other big banks (Royal Bank, CIBC, Scotia, National Bank, BMO, etc) will follow suite and raise rates as well.

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Variable Vs Fixed Rate Mortgage
Jan28

Variable Vs Fixed Rate Mortgage

Although rates have increased from their historical lows since the height of the financial crisis, they still remain relatively low. For those thinking about renewing or getting a new mortgage, the age old question of which type of mortgage to go with comes to mind.  Is a Fixed Rate Mortgage (FRM) or Variable Rate Mortgage (VRM) better?  Lets look at some considerations: . Mortgage Types Variable Rate Mortgage (VRM): A variable rate...

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